Rates

APY = Annual Percentage Yield

Rate = Annual Percentage Rate (APR)

Rates effective as of 9.1.20.

Fees may reduce earnings.

Kasasa Cash*

Balance Minimum Required Opening Deposit Rate APY
$0 - $20,000 No Minimum 1.08% 1.085%
$20,000+ No Minimum 0.12% 0.28% to 1.08%
All balances if qualifications not met No Minimum 0.02% 0.02%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

Kasasa Saver*

Balance Minimum Required Opening Deposit Rate APY
$0 - $25,000 No Minimum 0.52% 0.52%
$25,000+ No Minimum 0.25% .25% to 0.25%
All balances if qualifications not met No Minimum 0.02% 0.02%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

Share Accounts

Account Dividend Rate APY
Personal Savings 0.02% 0.02%
Christmas Club Savings 0.15% on balances up to $5000 0.15%

Money Market

Account Dividend Rate APY
Business Money Market 0.15% 0.15%
Consumer Money Market 0.15% 0.15%

Individual Retirement Accounts (IRAs)

Account Dividend Rate APY
Open IRA 0.20% .20%
Coverdell Educational Savings 0.20% .20%

Penalty for early withdrawal may apply.

Share Certificates

Term Minimum Dividend Rate APY
91 Days $500 0.10% 0.10%
182 Days $500 0.15% 0.15%
12 Month $500 0.30% 0.30%
12 Month Save to Win $25 0.30% 0.30%
18 Month $500 0.35% 0.35%
30 Month $500 0.40% 0.40%
36 Month $500 0.55% 0.55%
48 Month $500 0.65% 0.65%
60 Month $500 0.70% 0.70%

Penalty for early withdrawal may apply.