Rates
APY = Annual Percentage Yield
Rate = Annual Percentage Rate (APR)
Rates effective as of 2.1.15.
Fees may reduce earnings.
Kasasa Cash*
| Balance | Minimum Required Opening Deposit | Rate | APY |
|---|---|---|---|
| $0 - $5,000 | No Minimum | 1.99% | 2.01% |
| $5,000+ | No Minimum | 0.25% | 2.01% to 0.33% |
| All balances if qualifications not met | No Minimum | 0.05% | 0.05% |
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice
- Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle
Kasasa Saver*
| Balance | Minimum Required Opening Deposit | Rate | APY |
|---|---|---|---|
| $0 - $10,000 | No Minimum | 0.51% | 0.51% |
| $10,000+ | No Minimum | 0.25% | 0.51% to 0.27% |
| All balances if qualifications not met | No Minimum | 0.05% | 0.05% |
To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice
- Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle
Share Accounts
| Account | Dividend Rate | APY |
|---|---|---|
| Personal Savings | 0.05% | 0.05% |
| Christmas Club Savings | 0.15% on balances up to $5000 | 0.15% |
Money Market
| Amount | Dividend Rate | APY |
|---|---|---|
| $0 to $4,999.99 | 0.05% | 0.05% |
| $5,000.00 to $9,999.99 | 0.05% | 0.05% |
| $10,000.00 to $24,999.99 | 0.05% | 0.05% |
| $25,000.00 to $49,999.99 | 0.05% | 0.05% |
| $50,000.00 to $74,999.99 | 0.05% | 0.05% |
| $75,000.00 to $99,999.99 | 0.05% | 0.05% |
| $100,000.00 to $199,999.99 | 0.05% | 0.05% |
| $200,000.00 and over | 0.05% | 0.05% |
Individual Retirement Accounts (IRAs)
| Account | Dividend Rate | APY |
|---|---|---|
| Open IRA | 1.00% | 1.01% |
| Coverdell Educational Savings | 1.00% | 1.01% |
Penalty for early withdrawal may apply.
Share Certificates
| Term | Minimum | Dividend Rate | APY |
|---|---|---|---|
| 91 Days | $500 | 0.15% | 0.15% |
| 182 Days | $500 | 0.25% | 0.25% |
| $5000 | 0.30% | 0.30% | |
| 12 Month | $500 | 0.40% | 0.40% |
| $5,000 | 0.45% | 0.45% | |
| 18 Month | $500 | 0.43% | 0.43% |
| 30 Month | $500 | 0.60% | 0.60% |
| $5,000 | 0.65% | 0.65% | |
| $25,000 | 0.68% | 0.68% | |
| 36 Month | $500 | 1.30% | 1.31% |
| $5,000 | 1.35% | 1.36% | |
| $25,000 | 1.38% | 1.39% | |
| 48 Month | $500 | 1.40% | 1.41% |
| $5,000 | 1.45% | 1.46% | |
| $25,000 | 1.50% | 1.51% | |
| 60 Month | $500 | 1.75% | 1.76% |
Penalty for early withdrawal may apply.