Rates

APY = Annual Percentage Yield

Rate = Annual Percentage Rate (APR)

Rates effective as of 12.1.22.

Fees may reduce earnings.

Kasasa Cash*

Balance Minimum Required Opening Deposit Rate APY
$0 - $20,000 No Minimum 2.96% 3.0%
$20,000+ No Minimum 0.50% 0.92% to 3.0%
All balances if qualifications not met No Minimum 0.05% 0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

Kasasa Saver*

Balance Minimum Required Opening Deposit Rate APY
$0 - $25,000 No Minimum 0.52% 0.52%
$25,000+ No Minimum 0.25% .25% to 0.25%
All balances if qualifications not met No Minimum 0.02% 0.02%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

Share Accounts

Account Dividend Rate APY
Personal Savings 0.02% 0.02%
Christmas Club Savings 0.15% on balances up to $5000 0.15%

Money Market

Account Dividend Rate APY
Business Money Market 0.30% 0.30%
Consumer Money Market 0.30% 0.30%

Individual Retirement Accounts (IRAs)

Account Dividend Rate APY
Open IRA 1.0% 1.0%
Coverdell Educational Savings 1.0% 1.0%

Penalty for early withdrawal may apply.

Share Certificates

Term Minimum Dividend Rate APY
12 Month $500 1.50% 1.51%
18 Month $500 1.75% 1.76%
30 Month $500 2.13% 2.15%
36 Month $500 2.25% 2.27%
48 Month $500 2.30% 2.32%
60 Month $500 2.40% 2.43%

Penalty for early withdrawal may apply.