Rates

APY = Annual Percentage Yield

Rate = Annual Percentage Rate (APR)

Rates effective as of 10.1.18.

Fees may reduce earnings.

Kasasa Cash*

BalanceMinimum Required Opening DepositRateAPY
$0 - $5,000No Minimum3.11%3.15%
$5,000+No Minimum0.25%3.15% to 0.31%
All balances if qualifications not metNo Minimum0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

Kasasa Saver*

BalanceMinimum Required Opening DepositRateAPY
$0 - $10,000No Minimum0.51%0.51%
$10,000+No Minimum0.25%0.51% to 0.27%
All balances if qualifications not metNo Minimum0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

Share Accounts

AccountDividend RateAPY
Personal Savings0.05%0.05%
Christmas Club Savings0.15% on balances up to $50000.15%

Money Market

AmountDividend RateAPY
$0 to $4,999.990.05%0.05%
$5,000.00 to $9,999.990.05%0.05%
$10,000.00 to $24,999.990.05%0.05%
$25,000.00 to $49,999.990.05%0.05%
$50,000.00 to $74,999.990.05%0.05%
$75,000.00 to $99,999.990.05%0.05%
$100,000.00 to $199,999.990.05%0.05%
$200,000.00 and over0.05%0.05%

Individual Retirement Accounts (IRAs)

AccountDividend RateAPY
Open IRA1.00%1.01%
Coverdell Educational Savings1.00%1.01%

Penalty for early withdrawal may apply.

Share Certificates

TermMinimumDividend RateAPY
91 Days$5000.20%0.20%
$10,0000.25%0.25%
182 Days$5000.45%0.45%
$10,0000.50%0.50%
12 Month$5000.55%0.55%
$10,0000.60%0.60%
12 Month Save to Win$250.55%0.55%
18 Month$5000.75%0.75%
$10,0000.80%0.80%
30 Month$5001.00%1.00%
$10,0001.05%1.06%
36 Month$5002.00%2.02%
$10,0002.05%2.07%
48 Month$5002.15%2.17%
$10,0002.20%2.22%
60 Month$5002.55%2.58%
60 Month$10,0002.60%2.63%

Penalty for early withdrawal may apply.