Free Kasasa Saver

Free Kasasa Saver
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Wanna save more money? Keep it simple. Free Kasasa Saver® links with your free Kasasa® checking account to turn cash rewards earned in your checking account into automatic savings.

So you save money without even having to think about it! Plus, free Kasasa Saver pays really high dividends — up to 2.00% APY* on balances up to $25,000. There's no monthly service fee, and no minimum balance required to earn dividends.

  • Linked to free Kasasa Cash® or Kasasa Cash Back® account
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • 2.02% APY* on balances up to $25,000
  • 0.60% to 2.02% APY on balances over $25,000 depending on balance in account*
  • 0.02% APY* if qualifications are not met on your Kasasa Cash or Kasasa Cash Back account
  • No monthly service fee
  • No minimum balance to earn dividends
  • Free online banking
  • Free mobile banking
  • Free e-statements
  • Direct deposit available
  • No minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

Simple, right? And if you don't qualify for the month, don't worry. You'll still earn our base dividend rate of 0.02%, your account is still free, and you can get right back to earning the really high rate the very next month!

Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Old West FCU as ATM transactions and purchases made with non-Old West FCU issued debit cards. "Monthly Qualification Cycle" means a period beginning on the last day of the previous month through one (1) day prior to the last day of the current month

Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle:

  • Kasasa Cash: Average Daily Balances up to and including $20,000 receive APY* of 5.12%; and balances over $20,000 earn .50% APY on the portion of balance over $20,000, resulting in a range from 1.27% to 5.12% APY depending on the account's balance.
  • Kasasa Cash Back: 6.0% cash back on up to a total of $200 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $12.00 cash back may be earned per Monthly Qualification Cycle.

When Kasasa Cash, Cash Back qualifications are not met,

  • Kasasa Saver: All balances earn .02%APY.
  • Kasasa Cash: All balances earn .05% APY*.
  • Kasasa Cash Back: No cash back payments are made.

When linked to the Kasasa Saver account, the dividends earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account the day it is credited to your Kasasa Cash account. Consequently, when linked to Kasasa Saver, and your Kasasa Cash qualifications are met, balances up to $20,000 in your Kasasa Cash account receive a non-compounding APY of 5.12%; and balances over $20,000 earn .50% interest rate on the portion of the balance over $20,000 resulting in a non-compounding range from 1.27% to 5.12% APY depending on the account's balance.

The Kasasa Saver APYs may be less than the Kasasa Cash APYs. APY = Annual Percentage Yield. APYs accurate as of 01/01/2024. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. No minimum deposit is required to open the account. Monthly Direct Deposit, ACH credit or ACH debit and receipt of electronic statements are the conditions of these accounts. Limit one account per primary account holder social security number. There are no recurring monthly service charges or fees to open or close this account. Contact an Old West FCU service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.