This account makes it easy to save!
Wanna save more money? Keep it simple. Free Kasasa Saver® links with your free Kasasa® checking account to turn cash rewards earned in your checking account into automatic savings.
So you save money without even having to think about it! Plus, free Kasasa Saver pays really high dividends — up to .52% APY* on balances up to $25,000. There's no monthly service fee, and no minimum balance required to earn dividends.
To earn your rewards, simply do the following activities and transactions in your Kasasa checking account each monthly qualification cycle:
Simple, right? And if you don't qualify for the month, don't worry. You'll still earn our base dividend rate of 0.02%, your account is still free, and you can get right back to earning the really high rate the very next month!
Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Old West FCU as ATM transactions and purchases made with non-Old West FCU issued debit cards. "Monthly Qualification Cycle" means a period beginning on the last business day of the previous month through one (1) day prior to the last business day of the current month
Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle:
When Kasasa Cash, Cash Back qualifications are not met,
When linked to the Kasasa Saver account, the dividends earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account the day it is credited to your Kasasa Cash account. Consequently, when linked to Kasasa Saver, and your Kasasa Cash qualifications are met, balances up to $20,000 in your Kasasa Cash account receive a non-compounding APY of 1.08%; and balances over $20,000 earn .12% interest rate on the portion of the balance over $20,000 resulting in a non-compounding range from .12% to .51% APY depending on the account's balance.
The Kasasa Saver APYs may be less than the Kasasa Cash APYs. APY = Annual Percentage Yield. APYs accurate as of 09/01/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. No minimum deposit is required to open the account. Monthly Direct Deposit, ACH credit or ACH debit and receipt of electronic statements are the conditions of these accounts. Limit one account per primary account holder social security number. There are no recurring monthly service charges or fees to open or close this account. Contact an Old West FCU service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.