Free Kasasa Cash

Free Kasasa Cash
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Earn really high dividends on balances up to $20,000, plus refunds on ATM fees nationwide!* That means any ATM is your ATM. There's no minimum balance requirements and no monthly service fee — no kidding.

And you can link your free Kasasa® checking account with a high-dividend Kasasa Saver® to turn rewards you earn in your checking account into automatic savings.

  • 3.0% APY* on balances up to $20,000
  • 2.96% to 0.92% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • ATM fee refunds nationwide
  • Can link to high-dividend Kasasa Saver® account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking with bill pay
  • Free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • Unlimited check writing
  • Direct deposit available
  • No minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

That's it! If you don't qualify for the month, don't worry. You'll still earn our base dividend rate, and you can get right back to earning really high dividends the very next month!

*APY= Annual Percentage Yield

Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Old West FCU as ATM transactions and purchases made with non-Old West FCU issued debit cards. "Monthly Qualification Cycle" means a period beginning on the last business day of the previous month through one (1) day prior to the last business day of the current month.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Average Daily Balances up to and including $20,000.00 receive APY of 3.0%; and average daily balances over $20,000.00 earn .50% APY on the portion of the balance over $20,000.00 resulting in a range from .92% to 3.0% APY depending on the account's average daily balance and (2) you will receive reimbursement for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.

When Kasasa Cash qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded.

Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the statement cycle. APY = Annual Percentage Yield. APYs accurate as 12/01/2022. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. No minimum deposit is required to open the account. Monthly Direct Deposit, ACH credit or ACH debit and receipt of electronic statements are the conditions of these accounts. Limit one account per primary account holder social security number. There are no recurring monthly service charges or fees to open or close this account. Contact an Old West FCU service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.