Rates

APY = Annual Percentage Yield

Rate = Annual Percentage Rate (APR)

Rates effective as of 1.1.2024

Fees may reduce earnings.

Kasasa Cash*

Balance Minimum Required Opening Deposit Rate APY
$0 - $20,000 No Minimum 5.00% 5.12%
$20,000+ No Minimum 0.50% .50%
All balances if qualifications not met No Minimum 0.05% 0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

Kasasa Saver*

Balance Minimum Required Opening Deposit Rate APY
$0 - $25,000 No Minimum 2.00% 2.02%
$25,000+ No Minimum 0.25% 0.25%
All balances if qualifications not met No Minimum 0.02% 0.02%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

Share Accounts

Account Dividend Rate APY
Personal Savings 0.02% 0.02%
Christmas Club Savings 0.15% on balances up to $5000 0.15%

Money Market

Account Dividend Rate APY
Business Money Market 0.30% 0.30%
Consumer Money Market 0.30% 0.30%

Individual Retirement Accounts (IRAs)

Account Dividend Rate APY
Open IRA 3.0% 3.04%
Coverdell Educational Savings 3.0% 3.04%

Penalty for early withdrawal may apply.

Share Certificates

Term Minimum Dividend Rate APY
12 Month $500 3.93% 4.00%
18 Month $500 3.45% 3.50%
30 Month $500 3.20% 3.25%
36 Month $500 2.96% 3.00%
48 Month $500 2.72% 2.75%
60 Month $500 2.47% 2.50%

Penalty for early withdrawal may apply.