Rates

APY = Annual Percentage Yield

Rates effective as of 2.1.15.

Fees may reduce earnings.

Kasasa Cash*

BalanceMinimum Required Opening DepositRateAPY
$0 - $5,000No Minimum1.99%2.01%
$5,000+No Minimum0.25%2.01% to 0.33%
All balances if qualifications not metNo Minimum0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

Kasasa Saver*

BalanceMinimum Required Opening DepositRateAPY
$0 - $10,000No Minimum0.51%0.51%
$10,000+No Minimum0.25%0.51% to 0.27%
All balances if qualifications not metNo Minimum0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle

Share Accounts

AccountDividend RateAPY
Personal Savings0.05%0.05%
Christmas Club Savings0.15% on balances up to $50000.15%

Money Market

AmountDividend RateAPY
$0 to $4,999.990.05%0.05%
$5,000.00 to $9,999.990.05%0.05%
$10,000.00 to $24,999.990.05%0.05%
$25,000.00 to $49,999.990.05%0.05%
$50,000.00 to $74,999.990.05%0.05%
$75,000.00 to $99,999.990.05%0.05%
$100,000.00 to $199,999.990.05%0.05%
$200,000.00 and over0.05%0.05%

Individual Retirement Accounts (IRAs)

AccountDividend RateAPY
Open IRA1.00%1.01%
Coverdell Educational Savings1.00%1.01%

Penalty for early withdrawal.

Share Certificates

TermMinimumDividend RateAPY
91 Days$1,0000.05%0.05%
182 Days$5000.05%0.05%
$5,0000.05%0.05%
$10,0000.05%0.05%
$25,0000.05%0.05%
12 Month$5000.05%0.05%
$1,0000.05%0.05%
$10,0000.05%0.05%
$25,0000.05%0.05%
$50,0000.05%0.05%
18 Month$1000.10%0.10%
30 Month$1000.15%0.15%
$1,0000.15%0.15%
$10,0000.20%0.20%
$25,0000.20%0.20%
$50,0000.20%0.20%
60 Month$5001.00%1.01%
$1,0001.00%1.01%
$10,0001.00%1.01%
$25,0001.00%1.01%
$50,0001.05%1.06%

Penalty for early withdrawal.