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You can access your accounts at any CO-OP ATM nationwide.

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Overdraft Line of Credit

Overdraft Line of Credit

Nobody likes being told no. But a simple oversight in your checkbook can have you hearing that very word on your next purchase! That's why we offer a line of credit so you always have the cash you need.

With this line of credit, you can charge up to $300 over the amount in your account. If you don't use it, you won't pay a cent. But isn't it nice to know it's there if you need it?

Summary
  • Lines up to $300
  • Protect your accounts
  • Avoid denied purchases
  • Free unlimited transfers
  • Pay for only what you use
  • 18% interest rate

We also offer an automatic savings transfer option as an alternative to an overdraft line of credit. Read more about it here.